About

Since 2015, Minds Of Business has been helping motivated people maximize their efforts and entrepreneurial spirit in becoming independent agents. We educate the community on their finances, while providing practical solutions they can utilize to achieve their goals. At the same time, our agents learn to build a business within the financial services industry using zoom & social media platforms. 

Let’s work together.

Interested in working together? Fill out some info and we will be in touch shortly! We can't wait to hear from you!

Services

How We Help Our Clients


Income Protection

The Right Path To Protecting Income

We advocate for term life insurance as the optimal means for families to secure extensive coverage at a cost-effective rate, ensuring quality without compromise. By serving as an income substitute, we assist clients in determining the necessary coverage to mitigate the potential financial impact of losing a family member’s earning power

Retirement Planning

A Comprehensive Approach

We believe in effective long-term savings vehicles, where clients can become owners, not loaners. We help families access investment vehicles with the potential to minimize risk through professional management and diversification. Although all investments involve risk, our representatives help you understand those risks and guide you through different options that match your investment goals and risk tolerance

Juan & Erika Carreño

Founder

  • Juan Carreño, a dedicated insurance agent and financial advisor, is passionate about empowering families to achieve financial freedom. With years of experience in the industry, he specializes in crafting personalized insurance and investment solutions.

    Erika Carreño, his supportive wife and partner, shares his commitment to helping families secure their financial futures. Together, they form a dynamic team, leveraging their expertise to guide clients through the process of financial planning.

    As a couple, the Carreños foster a warm and trustworthy environment, making it easy for families to discuss their financial goals openly. Their mission is not just about helping clients; it's about building lasting relationships and providing a roadmap for financial success

Alfredo Vidigaray

Regional Vice President

  • Alfredo came from the restaurant and detailing industry. He soon found that helping families become financially independent was his passion, and for the past few years, he has helped multiple dozens of families reach their goals. Alfredo is a Regional manager and will soon become a Vice President with our firm

Jocelyn Parra

  • Jocelyn has helped many clients create a path to secure their financial future. She strongly believes in educating the Hispanic community on properly protecting their income and plan for retirement. Prior to working in the financial services industry, Jocelyn was pursuing a career as a cosmetologist while working at a salon as a Nail technician. Having no experience in the financial industry was nerve wrecking for her in the beginning, but our amazing company provides the training for us to learn about the industry and become licensed. Jocelyn states “My goal is to encourage other individuals like myself, with no prior experience, to pursue a career in the financial services industry”

Regional Manager

Carlos & Verenice Marquina

Division Manager

  • Carlos & Verenice have been empowering individuals to achieve financial freedom through personalized plans and expert guidance. Growing up, their family never had a strong financial background. They both came from the restaurant industry but are now helping families reach their financial goals. It only takes one person to change a family tree, Carlos & Verenice were those people

Francisco Camacho

  • Francisco graduated with a Bachelor’s Degree in Psychology and used to work in a variety of industries including trucking, retail, food and construction. He soon found a passion for helping families become financially free. Within the past few years, he has helped his community have hope for a better financial future

Division Manager

Jacqueline Ramirez

  • Jacqueline believes that making an impact while making an income in our community is the key to living a purposeful significant life. She comes from the restaurant industry and is now making an impact in the community one family at a time

District Manager

TESTIMONIALS FROM CLIENTS & AGENTS

Jose A.

“When I first wanted to get my finances in order, I didn’t know who to go to. Then someone referred me to MOB and I sat down with an agent and little by little started to tackle each problem. In little time we were able to identify problems in my finances and we started to find the appropriate solutions. I am very pleased with their services and would highly recommend them”

Mario & Angie.

“We both grew up not knowing anything about personal finances, so we always were living paycheck to paycheck. In less than an hour of sitting down with an agent, we were able to get a custom and personalized plan to help us retire with enough money, and become properly protected in the event of one of us passing away. To say that we liked their services is an understatement, we are ecstatic about them and couldn’t recommend the MOB team more”

Melinda A.

“In the beginning, this opportunity felt worlds apart from the typical corporate grind. Yet, witnessing the sincere impact on families through our financial education touched my heart. This moved me to not just change careers but to wholeheartedly commit, and dedicate myself to leaving a legacy for my family that will resonate through generations”

Angel C.

“I had a seamless experience as the agent guided me through every step, instilling a strong sense of comfort and reassurance throughout the process. The clear breakdown of the significance of appropriate financial services, made the decision a straightforward one. I enthusiastically recommend working with this office”